Health Insurance for Small Businesses

If you’re a business owner with 100 employees or less, we offer health insurance plans designed to fit both your needs and budget. Through our Qualified Health Plans (QHP) and Blue Edge plans, we’ve put together new solutions and more options than ever — with more affordability, more flexibility in building your plan, customizable benefit levels and features, and the opportunity for savings and rebates. Which Blue is right for you? Let’s talk. It’s a local call.

Customer at Vermont Flannel Company

When you enroll in one of our Qualified Health Plans you not only get coverage that’s focused on your health and well-being, you also get:

  • Plans that help you pay for doctor visits, medications, hospital care, medical equipment, and more
  • Coverage from a trusted, local, not-for-profit organization with support from local staff
  • Award-winning Vermont based customer service
  • Access to the largest network of doctors and hospitals in Vermont, throughout the U.S., and international
  • Preventive health services, received in-network, at no cost to you
  • 24/7 telemedicine access through AmWell®, and for some care you can connect with your local provider online. Call your providers office to learn more. 

To help you get the most value from your coverage, we also offer a variety of integrated, tax-advantaged health financial accounts:

  • Integrated Health Savings Account (HSA)
  • Health Reimbursement Account (HRA)

2024 Small Businesses Health Plan Enrollment Brochures

Small Group Enrollment Brochure Employer-Sponsored Health Plan Brochure for Employees

Small Business Health Care Plans

We offer three levels of qualified health plans with different levels to meet your health care needs.

Vermont Preferred Plans

Our Vermont Preferred Plan include 4-8-12 (based on your coverage level) primary care or mental health visits at no cost to you. In addition, you receive special benefits for specialist and nutritional visits for select chronic care conditions. These plans also include a no-deductible wellness drug benefit.

Product Deductible Type HSA/HRA Compatible PDF Download
Vermont Preferred Gold Aggregate HRA 2024 Vermont Preferred Gold Plan
Vermont Preferred Silver Reflective Aggregate HRA 2024 Preferred Silver Reflective Plan
Vermont Preferred Bronze Aggregate HRA 2024 Vermont Preferred Bronze Plan

Vermont Select Plans

Our Vermont Select Plans are great value health plans that you can pair with an integrated Health Savings Account (HSA) or Health Reimbursement Arrangement (HRA). They offer complete coverage after your deductible is met for the calendar year, as well as waive the deductible for wellness prescription drugs.

Product Deductible Type HSA/HRA Compatible PDF Download
Vermont Select Gold CDHP Aggregate Both 2024 Vermont Select Gold CDHP Plan
Vermont Select Silver CDHP Reflective Aggregate Both 2024 Select Silver CDHP Reflective Plan
Vermont Select Bronze CDHP Aggregate Both 2024 Vermont Select Bronze CDHP Plan

Standard Plans

Our standard qualified health care plans offer the quality service Vermonters have come to know and love. Our Standard Plans plans provide a range of options to help you get the coverage needed.

Product Deductible Type HSA/HRA Compatible PDF Download
Standard Platinum Stacked HRA 2024 Standard Platinum Plan
Standard Gold Stacked HRA 2024 Standard Gold Plan
Standard Silver Refletive Stacked HRA 2024 Standard Silver Reflective Plan
Standard Bronze Stacked HRA 2024 Standard Bronze Plan
Standard Bronze Integrated Stacked HRA 2024 Standard Bronze Integrated Plan
Standard Silver CDHP Reflective Aggregate Both 2024 Standard Silver CDHP Reflective Plan
Standard Bronze CDHP Aggregate Both 2024 Standard Bronze CDHP Plan

Need help choosing a plan?

Samantha Jenkins, Senior Sales & Service Consultant

We're here for you

We'll help you find the right plans for your organization and employees.

Connect with Us

Connect with Us

Want to chat with our local team? We can connect you with an agent who can answer your questions and help you choose the plans that are best for your organization and employees. Note: all form fields are required.

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By submitting my information on this form, I give permission for Blue Cross and Blue Shield of Vermont to contact me by phone or email to answer questions and discuss health insurance products available for my needs. Information may be provided by phone, mail or email by Blue Cross and Blue Shield of Vermont licensed, authorized agents.


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Learn more about our plans

Use our plan finder tool for further details about the plan costs and benefits and find out more about the financial accounts we offer with our plans.

Blue Edge Health Plans

Blue Edge health plans are a flexible data-oriented solution to support local small to mid-sized local businesses. If you are looking to create a culture of health and wellness in your workplace as part of your health plan options, Blue Edge may be a fit for your organization. 

Learn more about Blue Edge

Woman working at pharmacy

Vermont Blue Rx Pharmacy

Vermont Blue Rx is our local solution to answer your pharmacy needs. We offer a local and national network of pharmacies to help you manage your care and reduce prescription drug costs.

Pharmacy Tools

Health Plan Contract Documents

For the 2023 benefits summary documents and coverage certificates for our Qualified Health Plans, visit our 2023 Coverage Year Documents for Qualified Health Plans page.