Health Insurance for Small Businesses

If you’re a business owner with 100 employees or less, we offer health insurance plans designed to fit both your needs and budget. With our Qualified Health Plans (QHP), we offer 13 plan options for small businesses. You can select any or all of our plan offerings for your employees.

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When you enroll in one of our Qualified Health Plans you not only get coverage that’s focused on your health and well-being, you also get:

  • Plans that help you pay for doctor visits, medications, hospital care, medical equipment, and more
  • Coverage from a trusted, local, not-for-profit organization with support from local staff
  • Award-winning Vermont based customer service
  • Access to the largest network of doctors and hospitals in Vermont, throughout the U.S., and international
  • Preventive health services, received in-network, at no cost to you
  • 24/7 telemedicine access through AmWell®, and for some care you can connect with your local provider online. Call your providers office to learn more. 

To help you get the most value from your coverage, we also offer a variety of integrated, tax-advantaged health financial accounts:

  • Integrated Health Savings Account (HSA)
  • Health Reimbursement Account (HRA)

2022 Small Businesses Health Plan Enrollment Brochures

Small Group Enrollment Brochure Employer-Sponsored Health Plan Brochure for Employees

Small Business Health Care Plans

We offer three levels of qualified health plans with different levels to meet your health care needs.

Vermont Preferred Plans

Our Vermont Preferred Plan include 3-6-9 (based on your coverage level) primary care or mental health visits at no cost to you. In addition, you receive special benefits for specialist and nutritional visits for select chronic care conditions. These plans also include a no-deductible wellness drug benefit.

Product Deductible Type HSA/HRA Compatible PDF Download
Vermont Preferred Gold Aggregate HRA Vermont Preferred Gold Plan SBC
Vermont Preferred Silver Reflective Aggregate HRA Vermont Preferred Silver Reflective Plan SBC
Vermont Preferred Bronze Aggregate HRA Vermont Preferred Bronze Plan SBC

Vermont Select Plans

Our Vermont Select Plans are great value health plans that you can pair with an integrated Health Savings Account (HSA) or Health Reimbursement Arrangement (HRA). They offer complete coverage after your deductible is met for the calendar year, as well as waive the deductible for wellness prescription drugs.

Product Deductible Type HSA/HRA Compatible PDF Download
Vermont Select Gold CDHP Aggregate Both Vermont Select Gold CDHP SBC
Vermont Select Silver CDHP Reflective Aggregate Both Vermont Select Silver CDHP Reflective SBC
Vermont Select Bronze CDHP Aggregate Both Vermont Select Bronze CDHP SBC

Standard Plans

Our standard qualified health care plans offer the quality service Vermonters have come to know and love. Our Standard Plans plans provide a range of options to help you get the coverage needed.

Product Deductible Type HSA/HRA Compatible PDF Download
Standard Platinum Stacked HRA Standard Platinum Plan SBC
Standard Gold Stacked HRA Standard Gold SBC
Standard Silver Refletive Stacked HRA Standard Silver Reflective Plan SBC
Standard Bronze Stacked HRA Standard Bronze Plan SBC
Standard Bronze Integrated Stacked HRA Standard Bronze Integrated Plan SBC
Standard Silver CDHP Reflective Aggregate Both Standard Silver CDHP Reflective Plan SBC
Standard Bronze CDHP Aggregate Both Standard Bronze CDHP Plan SBC

Learn more about our plans

Use our plan finder tool for further details about the plan costs and benefits and find out more about the financial accounts we offer with our plans.

Blue Edge Health Plans

Blue Edge health plans are a flexible data-oriented solution to support local small to mid-sized local businesses. If you are looking to create a culture of health and wellness in your workplace as part of your health plan options, Blue Edge may be a fit for your organization. 

Learn more about Blue Edge

Have Questions?

We are here to help you find the plan that works best for you and your organization, as well as to get started with the enrollment process.

woman smiling at desk

Contact us today


8:00 a.m. to 4:30 p.m.

2022 Health Plan Contract Documents

For the 2021 benefits summary documents and coverage certificates for our Qualified Health Plans, visit our 2021 Coverage Year Documents for Qualified Health Plans page.