Health Insurance for Small Organizations
For organizations with 100 employees or less, we offer health plans designed to fit both your organization's and employees' needs. Through our Qualified Health Plans (QHP) and Blue Edge plans, we have more options than ever — with more funding arrangements, more flexibility in building your plan, customizable benefit levels and features, and the opportunity for savings and rebates.
Qualified Health Plans for Small Groups
Vermont Preferred Plans
Our Vermont Preferred plans include our combined 4-8-12 zero dollar office visits for primary care, mental health, or substance use disorder treatment, and four, zero dollar office visits per member for chronic care specialist visits for members diagnosed with diabetes or heart disease.
| Product | Deductible Type | HRA/HSA Compatible | Download Plan Document |
|---|---|---|---|
| Vermont Preferred Gold | Aggregate | HRA | 2025 Vermont Preferred Gold Plan |
| Vermont Preferred Silver Reflective | Aggregate | HRA | 2025 Preferred Silver Reflective Plan |
| Vermont Preferred Bronze | Aggregate | HRA | 2025 Vermont Preferred Bronze Plan |
Vermont Select Plans
Our Vermont Select plans are paired with an integrated Health Savings Account (HSA) or Health Reimbursement Arrangement (HRA). These plans offer complete coverage after members meet the deductible and out-of-pocket limits for the plan year, as well as waive the deductible for wellness prescription drugs (cost-share will still apply).
| Product | Deductible Type | HRA/HSA Compatible | Download Plan Document |
|---|---|---|---|
| Vermont Select Gold CDHP | Aggregate | Both | 2025 Vermont Select Gold CDHP Plan |
| Vermont Select Silver CDHP Reflective | Aggregate | Both | 2025 Select Silver CDHP Reflective Plan |
| Vermont Select Bronze CDHP | Aggregate | Both | 2025 Vermont Select Bronze CDHP Plan |
Standard Plans
Our Standard Plans provide a range of options to help you get the coverage you need and the service you expect from a Vermont-based organization. For certain Standard Plans, each member has three, zero dollar office visits for the combination of primary care, mental health, or substance use disorder treatment.
| Product | Deductible Type | HRA/HSA Compatible | Download Plan Document |
|---|---|---|---|
| Standard Platinum | Stacked | HRA | 2025 Standard Platinum Plan |
| Standard Gold | Stacked | HRA | 2025 Standard Gold Plan |
| Standard Silver Reflective | Stacked | HRA | 2025 Standard Silver Reflective Plan |
| Standard Bronze | Stacked | HRA | 2025 Standard Bronze Plan |
| Standard Bronze Integrated | Stacked | HRA | 2025 Standard Bronze Integrated Plan |
| Standard Silver CDHP Reflective | Aggregate | Both | 2025 Standard Silver CDHP Reflective Plan |
| Standard Bronze CDHP | Aggregate | Both | 2025 Standard Bronze CDHP Plan |
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Learn more about our plans
Blue Edge Health Plans
Blue Edge plans are flexible, data-oriented health plans designed for local, small to mid-sized organizations. If you are looking to create a culture of health and wellness in your workplace as part of your health plan options, Blue Edge may be a fit for your organization.
Vermont Blue Rx Pharmacy
Vermont Blue Rx℠ is our local solution for your pharmacy needs. We offer a local and national network of pharmacies to help you manage your care and reduce prescription drug costs.
Health Plan Coverage Documents
- Platinum, Gold, Silver and Bronze Plans Certificate of Coverage (280-318)
- Vermont Preferred Gold, Silver and Bronze Plans Certificate of Coverage (280-319)
- Vermont Select Gold, Silver, and Bronze CDHP Plans Certificate of Coverage (280-320)
- Vermont Silver and Bronze CDHP Plans Certificate of Coverage (280-326)
For the 2024 benefits summary documents and coverage certificates for our Qualified Health Plans, visit our 2024 Coverage Year Documents for Qualified Health Plans page.