Health Insurance for Small Businesses
If you’re a business owner with 100 employees or less, we offer health insurance plans designed to fit both your needs and budget. Through our Qualified Health Plans (QHP) and Blue Edge plans, we’ve put together new solutions and more options than ever — with more affordability, more flexibility in building your plan, customizable benefit levels and features, and the opportunity for savings and rebates. Which Blue is right for you? Let’s talk. It’s a local call.
Small Business Health Care Plans
Vermont Preferred Plans
Our Vermont Preferred Plan include 4-8-12 (based on your coverage level) primary care or mental health visits at no cost to you. In addition, you receive special benefits for specialist and nutritional visits for select chronic care conditions. These plans also include a no-deductible wellness drug benefit.
| Product | Deductible Type | HSA/HRA Compatible | PDF Download |
|---|---|---|---|
| Vermont Preferred Gold | Aggregate | HRA | 2023 Vermont Preferred Gold Plan |
| Vermont Preferred Silver Reflective | Aggregate | HRA | 2023 Vermont Preferred Silver Reflective Plan |
| Vermont Preferred Bronze | Aggregate | HRA | 2023 Vermont Preferred Bronze Plan |
Vermont Select Plans
Our Vermont Select Plans are great value health plans that you can pair with an integrated Health Savings Account (HSA) or Health Reimbursement Arrangement (HRA). They offer complete coverage after your deductible is met for the calendar year, as well as waive the deductible for wellness prescription drugs.
| Product | Deductible Type | HSA/HRA Compatible | PDF Download |
|---|---|---|---|
| Vermont Select Gold CDHP | Aggregate | Both | 2023 Vermont Select Gold CDHP Plan |
| Vermont Select Silver CDHP Reflective | Aggregate | Both | 2023 Vermont Select Silver CDHP Reflective Plan |
| Vermont Select Bronze CDHP | Aggregate | Both | 2023 Vermont Select Bronze CDHP Plan |
Standard Plans
Our standard qualified health care plans offer the quality service Vermonters have come to know and love. Our Standard Plans plans provide a range of options to help you get the coverage needed.
| Product | Deductible Type | HSA/HRA Compatible | PDF Download |
|---|---|---|---|
| Standard Platinum | Stacked | HRA | 2023 Standard Platinum Plan |
| Standard Gold | Stacked | HRA | 2023 Standard Gold Plan |
| Standard Silver Refletive | Stacked | HRA | 2023 Standard Silver Reflective Plan |
| Standard Bronze | Stacked | HRA | 2023 Standard Bronze Plan |
| Standard Bronze Integrated | Stacked | HRA | 2023 Standard Bronze Integrated Plan |
| Standard Silver CDHP Reflective | Aggregate | Both | 2023 Standard Silver CDHP Reflective Plan |
| Standard Bronze CDHP | Aggregate | Both | 2023 Standard Bronze CDHP Plan |
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Learn more about our plans
Blue Edge Health Plans
Blue Edge health plans are a flexible data-oriented solution to support local small to mid-sized local businesses. If you are looking to create a culture of health and wellness in your workplace as part of your health plan options, Blue Edge may be a fit for your organization.
Vermont Blue Rx Pharmacy
Vermont Blue Rx is our local solution to answer your pharmacy needs. We offer a local and national network of pharmacies to help you manage your care and reduce prescription drug costs.
Health Plan Contract Documents
- Platinum, Gold, Silver and Bronze Plans Certificate of Coverage (280-318)
- Vermont Preferred Gold, Silver and Bronze Plans Certificate of Coverage (280-319)
- Vermont Select Gold, Silver, and Bronze CDHP Plans Certificate of Coverage (280-320)
- Vermont Silver and Bronze CDHP Plans Certificate of Coverage (280-326)
- Catastrophic Plan Certificate of Coverage (280-539)
- For the 2022 benefits summary documents and coverage certificates for our Qualified Health Plans, visit our 2022 Coverage Year Documents for Qualified Health Plans page.