Shop & Compare Plans

Filters

You can filter in three ways to find the best plan for you.

We offer three levels of qualified health plans with different levels to meet your health care needs. Select from our plans and plan levels to filter your search.

Plan Type
Standard Plans

Our standard plans offer the quality service Vermonters have come to know - from plans you can pair with a Health Savings Account to low-deductible plans.
Vermont Select Plans

Great value health plans you can pair with an integrated Health Savings Account.
Vermont Preferred Plans

Vermont Preferred Plans include no-cost visits with your primary care provider or mental health counselor. The number of visits depend on the number of individuals on your plan (i.e. 3 visits are included for individuals; 9 combined visits for family). The plans also include special benefits for select chronic care conditions.
Health Savings Account (HSA)

A Health Savings Account (HSA) is a tax-advantaged account that can be used to pay for qualified medical expenses covered by a member’s health plan, including deductibles, copays, prescriptions, and more. Expenses can also include costs not covered by a member’s health plan. Depending on your situation, you can save pre-tax dollars in this account to pay for qualified medical expenses or deduct your contribution when you file your taxes.

Select an estimated level of health expenses you would expect you or your family to use in a plan year. Costs to consider are doctor visits, prescription drug costs, and non-recurring medical costs (i.e. labs, tests, or urgent care visits). This will help filter our plans that are best suited for your situation and needs.

Expected Health Expenses

Expected health expenses are the anticipated costs of your medical care needs (deductibles, copays, out-of-pocket expenses, etc.).

Expected health expenses are the anticipated costs of your medical care needs (deductibles, copays, out-of-pocket expenses, etc.).

Expected health expenses are the anticipated costs of your medical care needs (deductibles, copays, out-of-pocket expenses, etc.).

Select the premium and/or deductible level you are seeking for your health plan. The premium is the amount you pay each month for your coverage, and the deductible is the amount you pay each year before your plan provider pays a larger portion of your costs.

Monthly Premium

Your monthly payment for your health plan coverage.
Deductible Amount

The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.
Deductible Type

There are two deductible types, stacked and aggregate. Members enrolled in an individual-only/employee-only plan are not impacted, but if a family member is added onto the plan at a later date, it will change how the health plan pays benefits.

 

On a stacked plan, once an individual meets their deductible or out-of-pocket maximum, the health plan pays accordingly, even on a two-person or family plan. With an aggregate plan, the full deductible or out-of-pocket maximum must be met collectively by all members on the health plan before benefits are paid. Some health plans have a specific individual out-of-pocket maximum, which limits out-of-pocket expenses for a member each calendar year.

Filter Criteria

The following 18 plans meet your filter criteria

  1. Catastrophic Plan for Individual

    Individual-only
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    This is a Catastrophic tier plan.
    Basic Use

    Available only to those under 30 years old

    Monthly premium

    Your monthly payment for your health plan coverage.
    $420.56
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.
    $0
    (Aggregate) Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.
    $10,600
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.
    $0
    Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    $10,600
    Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.
    $0

  2. Bronze Plan for Individual

    Individual-only
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    This is a Bronze tier plan.
    Basic

    Good for infrequent medical needs

    Pairs with Health Savings Account
    Monthly premium

    Your monthly payment for your health plan coverage.
    $933.15
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.
    $15 copayment

    A fixed dollar amount you pay for specific services.
    (Stacked) Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.
    $6,450
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.
    $90 copayment

    A fixed dollar amount you pay for specific services.
    Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    $10,150
    Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.
    $35 copayment

    A fixed dollar amount you pay for specific services.

  3. Vermont Select Bronze CDHP Plan for Individual

    Individual-only
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    This is a Bronze tier plan.
    Basic Use

    Good for infrequent medical needs

    Pairs with Health Savings Account
    Monthly premium

    Your monthly payment for your health plan coverage.
    $945.29
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.
    $0
    (Aggregate) Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.
    $8,200
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.
    $0
    Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    $8,200
    Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.
    $0

  4. Vermont Preferred Bronze Plan for Individual

    Individual-only
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    This is a Bronze tier plan.
    Basic Use

    Includes Chronic Care Specialist Visits

    Pairs with Health Savings Account
    Monthly premium

    Your monthly payment for your health plan coverage.
    $951.49
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.
    $0
    (Aggregate) Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.
    $9,950
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.
    $0
    Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    $9,950
    Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.
    $0

  5. Bronze Integrated Plan for Individual

    Individual-only
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    This is a Bronze tier plan.
    Basic Use

    Good for infrequent medical needs

    Pairs with Health Savings Account
    Monthly premium

    Your monthly payment for your health plan coverage.
    $986.53
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.
    $25 copayment

    A fixed dollar amount you pay for specific services.
    (Stacked) Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.
    $10,150
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.
    $100 copayment

    A fixed dollar amount you pay for specific services.
    Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    $10,150
    Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.
    $40 copayment

    A fixed dollar amount you pay for specific services.

  6. Bronze CDHP Plan for Individual

    Individual-only
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    This is a Bronze tier plan.
    Basic

    Good for infrequent medical needs

    Pairs with Health Savings Account
    Monthly premium

    Your monthly payment for your health plan coverage.
    $988.06
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.
    $12 copayment

    A fixed dollar amount you pay for specific services.
    (Aggregate) Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.
    $6,000
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.
    50% coinsurance

    The share of a medical cost you are responsible to pay after your deductible has been met.
    Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    $7,600
    Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.
    50% coinsurance

    The share of a medical cost you are responsible to pay after your deductible has been met.

  7. Vermont Preferred Silver Reflective Plan for Individual

    Individual-only
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    This is a Silver tier plan.
    Regular Use

    Includes Chronic Care Specialist Visits

    Only available if purchased directly with Blue Cross

    No premium assistance available

    Monthly premium

    Your monthly payment for your health plan coverage.
    $1,080.37
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.
    $5 copayment

    A fixed dollar amount you pay for specific services.
    (Aggregate) Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.
    $3,750
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.
    $50 copayment

    A fixed dollar amount you pay for specific services.
    Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    $9,250
    Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.
    $30 copayment

    A fixed dollar amount you pay for specific services.

  8. Vermont Select Silver CDHP Reflective Plan for Individual

    Individual-only
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    This is a Silver tier plan.
    Regular use

    Good for occasional medical needs

    Only available if purchased directly with Blue Cross

    No premium assistance available

    Pairs with Health Savings Account
    Monthly premium

    Your monthly payment for your health plan coverage.
    $1,084.88
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.
    $0
    (Aggregate) Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.
    $6,000
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.
    $0
    Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    $6,000
    Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.
    $0

  9. Silver Reflective Plan for Individual

    Individual-only
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    This is a Silver tier plan.
    Regular

    Good for occasional medical needs

    Only available if purchased directly with Blue Cross

    No premium assistance available

    Monthly premium

    Your monthly payment for your health plan coverage.
    $1,104.14
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.
    $15 copayment

    A fixed dollar amount you pay for specific services.
    (Stacked) Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.
    $3,500
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.
    $90 copayment

    A fixed dollar amount you pay for specific services.
    Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    $10,150
    Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.
    $40 copayment

    A fixed dollar amount you pay for specific services.

  10. Silver CDHP Reflective Plan for Individual

    Individual-only
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    This is a Silver tier plan.
    Regular Use

    Good for occasional medical needs

    Only available if purchased directly with Blue Cross

    No premium assistance available

    Pairs with Health Savings Account
    Monthly premium

    Your monthly payment for your health plan coverage.
    $1,149.39
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.
    $10 copayment

    A fixed dollar amount you pay for specific services.
    (Aggregate) Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.
    $2,300
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.
    35% coinsurance

    The share of a medical cost you are responsible to pay after your deductible has been met.
    Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    $7,250
    Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.
    10% coinsurance

    The share of a medical cost you are responsible to pay after your deductible has been met.

  11. Vermont Preferred Gold Plan for Individual

    Individual-only
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    This is a Gold tier plan.
    Frequent Use

    Includes Chronic Care Specialist Visits

    Monthly premium

    Your monthly payment for your health plan coverage.
    $1,334.51
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.
    $5 copayment

    A fixed dollar amount you pay for specific services.
    (Aggregate) Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.
    $1,350
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.
    $40 copayment

    A fixed dollar amount you pay for specific services.
    Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    $5,150
    Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.
    $20 copayment

    A fixed dollar amount you pay for specific services.

  12. Vermont Select Gold CDHP Plan for Individual

    Individual-only
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    This is a Gold tier plan.
    Frequent Use

    Good for high medical needs

    Pairs with Health Savings Account
    Monthly premium

    Your monthly payment for your health plan coverage.
    $1,335.43
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.
    $0
    (Aggregate) Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.
    $3,200
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.
    $0
    Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    $3,200
    Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.
    $0

  13. Gold Plan for Individual

    Individual-only
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    This is a Gold tier plan.
    Frequent

    Good for high medical needs

    Monthly premium

    Your monthly payment for your health plan coverage.
    $1,345.45
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.
    $15 copayment

    A fixed dollar amount you pay for specific services.
    (Stacked) Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.
    $1,500
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.
    $55 copayment

    A fixed dollar amount you pay for specific services.
    Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    $5,700
    Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.
    $20 copayment

    A fixed dollar amount you pay for specific services.

  14. Vermont Preferred Silver Plan for Individual

    Individual-only
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    This is a Silver tier plan.
    Regular Use

    Includes Chronic Care Specialist Visits

    Monthly premium

    Your monthly payment for your health plan coverage.
    $1,498.26
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.
    $5 copayment

    A fixed dollar amount you pay for specific services.
    (Aggregate) Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.
    $3,750
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.
    $50 copayment

    A fixed dollar amount you pay for specific services.
    Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    $9,250
    Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.
    $30 copayment

    A fixed dollar amount you pay for specific services.

  15. Vermont Select Silver CDHP Plan for Individual

    Individual-only
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    This is a Silver tier plan.
    Regular use

    Good for occasional medical needs

    Pairs with Health Savings Account
    Monthly premium

    Your monthly payment for your health plan coverage.
    $1,506.04
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.
    $0
    (Aggregate) Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.
    $5,975
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.
    $0
    Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    $5,975
    Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.
    $0

  16. Silver Plan for Individual

    Individual-only
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    This is a Silver tier plan.
    Regular

    Good for occasional medical needs

    Monthly premium

    Your monthly payment for your health plan coverage.
    $1,531.88
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.
    $15 copayment

    A fixed dollar amount you pay for specific services.
    (Stacked) Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.
    $3,500
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.
    $90 copayment

    A fixed dollar amount you pay for specific services.
    Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    $10,150
    Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.
    $40 copayment

    A fixed dollar amount you pay for specific services.

  17. Platinum Plan for Individual

    Individual-only
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    This is a Platinum tier plan.
    Frequent

    Good for high medical needs

    Monthly premium

    Your monthly payment for your health plan coverage.
    $1,579.72
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.
    $10 copayment

    A fixed dollar amount you pay for specific services.
    (Stacked) Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.
    $500
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.
    $30 copayment

    A fixed dollar amount you pay for specific services.
    Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    $1,600
    Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.
    $15 copayment

    A fixed dollar amount you pay for specific services.

  18. Silver CDHP Plan for Individual

    Individual-only
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    This is a Silver tier plan.
    Regular Use

    Good for occasional medical needs

    Pairs with Health Savings Account
    Monthly premium

    Your monthly payment for your health plan coverage.
    $1,595.88
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.
    $10 copayment

    A fixed dollar amount you pay for specific services.
    (Aggregate) Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.
    $2,300
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.
    35% coinsurance

    The share of a medical cost you are responsible to pay after your deductible has been met.
    Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    $7,250
    Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.
    10% coinsurance

    The share of a medical cost you are responsible to pay after your deductible has been met.
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