Our Medicare Plans for Vermonters

A big part of healthy aging is having the right Medicare plan in place. Whether you're seeking comprehensive coverage or help with out-of-pocket costs, we offer a full suite of Medicare plans to fit your unique health needs and budget. Learn more about your options below.

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Experience the Benefits of BlueSM

If you are approaching 65 or have Medicare already, you have health plan options available to you. We can support you in making the right decision to meet your needs. Blue Cross Vermont and its affiliates offer a variety of Medicare plan options, including:

  • Medicare Advantage plans that feature premiums and deductibles as low as $0. Our Vermont Blue Advantage® PPO and HMO plans offer comprehensive coverage options including, prescription drug coverage, vision and hearing benefits, and free fitness memberships.
  • Medicare Supplement (Medigap) plans that work in tandem with Original Medicare to help reduce your out-of-pocket costs and that may fill the gaps in Medicare Part A & Part B services.
  • Medicare Prescription Drug plans that cover prescriptions not included in traditional Medicare. If you have Original Medicare or a Medicare Supplement plan, our Blue MedicareRxSM plans can meet your prescription drug coverage needs.

Learn More About Medicare

We are here to help you understand your options. Check out our resources and free Medicare seminars to help you get started on your journey.

A Quick Glance at Your Coverage Options

Below is a quick look at what types of coverage are included in our Medicare plan options. Benefits vary by plan, so be sure to check plan coverage for specific details.

 Original Medicare
(Parts A & B)
Vermont Blue Advantage Plans (Part C & typically Part D)Blue Cross VT Medicare Supplement (Medigap) PlansBlue MedicareRx Plans
(Part D)
Inpatient hospital care and outpatient procedures


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Doctor visits


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Home health care & hospice care


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Prescription drugs Most 


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Dental, vision & hearing 


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Emergency care outside the U.S. MostSome 
Limit on annual out-of-pocket costs 


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Note: This chart represents general benefits available for some or most, but not all Medicare Supplement & Medicare Advantage plans.

For additional general information about Medicare, please visit Medicare.gov.

Need help choosing a plan?

Blue Cross VT Consumer & Business Support Services Team

We're here for you

We’ll help you find the plan that best fits your needs.

Connect with Us

Connect with Us

Want to chat with our local team about Medicare? We can connect you with an agent who can answer your questions or explore our plans with you. Note: all form fields are required.

Communication Preference:

By submitting my information on this form, I give permission for Blue Cross and Blue Shield of Vermont to contact me by phone or email to answer questions and discuss available Medicare plan options. Information may be provided by phone, mail or email by Blue Cross and Blue Shield of Vermont licensed, authorized agents.


8:00 a.m. to 4:30 p.m

Joanna Reynolds

Peace of Mind in Retirement

"It’s extremely important to have good, affordable health insurance in retirement. Vermont Blue Advantage gives me the peace of mind to travel. It also gives me a little extra cushion in my budget to do things I want to do other than pay for medical expenses, like try a new yoga class."

Joanne Reynolds
Vermont Blue Advantage Member
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The purpose of this material is a solicitation for insurance. Blue Cross and Blue Shield of Vermont is not connected with or endorsed by the U.S. government or the Federal Medicare program. 

Y0148_BCBSVTMdrInfo_M CMS Accepted 05262024

Vermont Blue Advantage® is a PPO and HMO plan with a Medicare contract. Enrollment in Vermont Blue Advantage depends on contract renewal.

S2893_2407; updated May 24, 2024

Blue Cross and Blue Shield of Vermont, in a joint venture with three other New England Blue plans, contracts with the Federal Government to offer Medicare prescription drug coverage, called Blue MedicareRxSM (PDP).

Blue MedicareRx (PDP) is a Prescription Drug Plan with a Medicare contract. Blue MedicareRx Value Plus (PDP) and Blue MedicareRx Premier (PDP) are two Medicare Prescription Drug Plans available to service residents of Connecticut, Massachusetts, Rhode Island, and Vermont.

Anthem Insurance Companies, Inc., Blue Cross and Blue Shield of Massachusetts, Inc., Blue Cross and Blue Shield of Rhode Island, and Blue Cross and Blue Shield of Vermont are the legal entities which have contracted as a joint enterprise with the Centers for Medicare & Medicaid Services (CMS) and are the risk-bearing entities for Blue MedicareRx (PDP) plans. The joint enterprise is a Medicare-approved Part D sponsor. Enrollment in Blue MedicareRx (PDP) depends on contract renewal.