Your 2024 Plan Options

Filters

You can filter to find the best plan for your group/organization.

To compare all small business plan options, view our Small Business Plans Comparison PDF

We offer three levels of qualified health plans with different levels to meet your health care needs. Select from our plans and plan levels to filter your search.

Plan Type
Standard Plans

Our standard plans offer the quality service Vermonters have come to know - from plans you can pair with a Health Savings Account to low-deductible plans.

Vermont Select Plans

Great value health plans you can pair with an integrated Health Savings Account.

Vermont Preferred Plans

Vermont Preferred Plans include no-cost visits with your primary care provider or mental health counselor. The number of visits depend on the number of individuals on your plan (i.e. 3 visits are included for individuals; 9 combined visits for family). The plans also include special benefits for select chronic care conditions.

Select the premium and/or deductible level you are seeking for your health plan. The premium is the amount you pay each month for your coverage and the deductible is the amount you pay each year before your plan provider pays a larger portion of costs.

Monthly Premium

Your premium is the amount you pay for your health insurance each month.

Deductible Amount

The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

Deductible Type

There are two kinds of deductibles: stacked and aggregate. Stacked deductible plans pay benefits for an individual once the individual deductible is met, even on a two-person or family plan. With aggregate deductibles, the full single or family deductible must be satisfied before benefits are paid.

The following 13 plans meet your filter criteria
  1. This is a Bronze tier plan.
    Basic Use

    Good for infrequent medical needs

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Stacked)
    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    Employee $650.77 $6,450 $9,450
    Employee & Spouse $1,301.54 $12,900 $18,900
    Employee & Child(ren) $1,255.99 $12,900 $18,900
    Family $1,828.66 $12,900 $18,900
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $20 co-pay

    A fixed dollar amount you pay for specific services.

    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $90 co-pay

    A fixed dollar amount you pay for specific services.

    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $35 co-pay

    A fixed dollar amount you pay for specific services.

  2. This is a Bronze tier plan.
    Basic Use

    Good for infrequent medical needs

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Aggregate)
    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    Employee $659.13 $7,500 $7,500
    Employee & Spouse $1,318.26 $15,000 $15,000
    Employee & Child(ren) $1,272.12 $15,000 $15,000
    Family $1,852.16 $15,000 $15,000
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $0
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $0
    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $0
  3. This is a Bronze tier plan.
    Basic Use

    Includes Chronic Care Specialist Visits

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Aggregate)
    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    Employee $669.06 $9,250 $9,250
    Employee & Spouse $1,338.12 $18,500 $18,500
    Employee & Child(ren) $1,291.29 $18,500 $18,500
    Family $1,880.06 $18,500 $18,500
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $0
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $0
    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $0
  4. This is a Bronze tier plan.
    Basic Use

    Good for infrequent medical needs

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Stacked)
    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    Employee $675.95 $9,400 $9,400
    Employee & Spouse $1,351.90 $18,800 $18,800
    Employee & Child(ren) $1,304.58 $18,800 $18,800
    Family $1,899.42 $18,800 $18,800
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $0
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $100
    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $40 co-pay

    A fixed dollar amount you pay for specific services.

  5. This is a Bronze tier plan.
    Basic Use

    Good for infrequent medical needs

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Aggregate)
    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    Employee $680.95 $5,800 $7,200
    Employee & Spouse $1,361.90 $11,600 $14,400
    Employee & Child(ren) $1,314.23 $11,600 $14,400
    Family $1,913.47 $11,600 $14,400
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $12 co-pay

    A fixed dollar amount you pay for specific services.

    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    50% co-insurance

    The share of a medical cost you are responsible to pay after your deductible has been met.

    Primary doctor visit

    A health care provider who provides primary, routine care services.

    50% co-insurance

    The share of a medical cost you are responsible to pay after your deductible has been met.

  6. This is a Silver tier plan.
    Regular Use

    Good for occasional medical needs

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Aggregate)
    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    Employee $743.58 $5,500 $5,500
    Employee & Spouse $1,487.16 $11,000 $11,000
    Employee & Child(ren) $1,435.11 $11,000 $11,000
    Family $2,089.46 $11,000 $11,000
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $0
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $0
    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $0
  7. This is a Silver tier plan.
    Regular Use

    Includes Chronic Care Specialist Visits

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Aggregate)
    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    Employee $749.21 $3,250 $8,750
    Employee & Spouse $1,498.42 $6,500 $17,500
    Employee & Child(ren) $1,445.98 $6,500 $17,500
    Family $2,105.28 $6,500 $17,500
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $5 co-pay

    A fixed dollar amount you pay for specific services.

    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $50 co-pay

    A fixed dollar amount you pay for specific services.

    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $30 co-pay

    A fixed dollar amount you pay for specific services.

  8. This is a Silver tier plan.
    Regular Use

    Good for occasional medical needs
     

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Stacked)
    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    Employee $761.82 $4,000 $9,300
    Employee & Spouse $1,523.64 $8,000 $18,600
    Employee & Child(ren) $1,470.31 $8,000 $18,600
    Family $2,140.71 $8,000 $18,600
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $20 co-pay

    A fixed dollar amount you pay for specific services.

    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $90 co-pay

    A fixed dollar amount you pay for specific services.

    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $40 co-pay

    A fixed dollar amount you pay for specific services.

  9. This is a Silver tier plan.
    Regular Use

    Good for occasional medical needs

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Aggregate)
    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    Employee $791.64 $2,100 $7,050
    Employee & Spouse $1,583.28 $4,200 $14,100
    Employee & Child(ren) $1,527.87 $4,200 $14,100
    Family $2,224.51 $4,200 $14,100
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $10 co-pay

    A fixed dollar amount you pay for specific services.

    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    35% co-insurance

    The share of a medical cost you are responsible to pay after your deductible has been met.

    Primary doctor visit

    A health care provider who provides primary, routine care services.

    15% co-insurance

    The share of a medical cost you are responsible to pay after your deductible has been met.

  10. This is a Gold tier plan.
    Frequent Use

    Includes Chronic Care Specialist Visits

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Aggregate)
    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    Employee $905.72 $1,250 $5,150
    Employee & Spouse $1,811.44 $2,500 $10,300
    Employee & Child(ren) $1,748.04 $2,500 $10,300
    Family $2,545.07 $2,500 $10,300
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $5 co-pay

    A fixed dollar amount you pay for specific services.

    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $40 co-pay

    A fixed dollar amount you pay for specific services.

    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $20 co-pay

    A fixed dollar amount you pay for specific services.

  11. This is a Gold tier plan.
    Frequent Use

    Good for high medical needs

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Aggregate)
    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    Employee $910.92 $2,850 $2,850
    Employee & Spouse $1,821.84 $5,700 $5,700
    Employee & Child(ren) $1,758.08 $5,700 $5,700
    Family $2,559.69 $5,700 $5,700
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $0
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $0
    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $0
  12. This is a Gold tier plan.
    Frequent Use

    Good for high medical needs

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Stacked)
    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    Employee $938.54 $1,400 $5,600
    Employee & Spouse $1,877.08 $2,800 $11,200
    Employee & Child(ren) $1,811.38 $2,800 $11,200
    Family $2,637.30 $2,800 $11,200
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $15 co-pay

    A fixed dollar amount you pay for specific services.

    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $55 co-pay

    A fixed dollar amount you pay for specific services.

    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $20 co-pay

    A fixed dollar amount you pay for specific services.

  13. This is a Platinum tier plan.
    Frequent Use

    Good for high medical needs

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Stacked)
    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    Employee $1,132.59 $450 $1,500
    Employee & Spouse $2,265.18 $900 $3,000
    Employee & Child(ren) $2,185.90 $900 $3,000
    Family $3,182.58 $900 $3,000
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $10 co-pay

    A fixed dollar amount you pay for specific services.

    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $40 co-pay

    A fixed dollar amount you pay for specific services.

    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $15 co-pay

    A fixed dollar amount you pay for specific services.