Small Group Plan Comparison Tool

Filters

You can filter to find the best plan for your group/organization.

To compare all small business plan options, view our Small Business Plans Comparison PDF

We offer three levels of qualified health plans with different levels to meet your health care needs. Select from our plans and plan levels to filter your search.

Plan Type
Standard Plans

Our standard plans offer the quality service Vermonters have come to know - from plans you can pair with a Health Savings Account to low-deductible plans.
Vermont Select Plans

Great value health plans you can pair with an integrated Health Savings Account.
Vermont Preferred Plans

Vermont Preferred Plans include no-cost visits with your primary care provider or mental health counselor. The number of visits depend on the number of individuals on your plan (i.e. 3 visits are included for individuals; 9 combined visits for family). The plans also include special benefits for select chronic care conditions.

Select the premium and/or deductible level you are seeking for your health plan. The premium is the amount you pay each month for your coverage, and the deductible is the amount you pay each year before your plan provider pays a larger portion of your costs.

Monthly Premium

Your monthly payment for your health plan coverage.
Deductible Amount

The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.
Deductible Type

There are two deductible types, stacked and aggregate. Members enrolled in an individual-only/employee-only plan are not impacted, but if a family member is added onto the plan at a later date, it will change how the health plan pays benefits.

 

On a stacked plan, once an individual meets their deductible or out-of-pocket maximum, the health plan pays accordingly, even on a two-person or family plan. With an aggregate plan, the full deductible or out-of-pocket maximum must be met collectively by all members on the health plan before benefits are paid. Some health plans have a specific individual out-of-pocket maximum, which limits out-of-pocket expenses for a member each calendar year.
The following 13 plans meet your filter criteria

  1. Bronze Plan

    This is a Bronze tier plan.
    Basic Use

    Good for infrequent medical needs

    Monthly premium

    Your monthly payment for your health plan coverage.

         		Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.

     (Stacked)     		Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    Employee-only $826.99 $6,450 $10,150
    Two-person $1,653.98 $12,900 $20,300
    Employee + Child(ren) $1,596.09 $12,900 $20,300
    Family $2,323.84 $12,900 $20,300
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

     $15 copayment

    A fixed dollar amount you pay for specific services.

         		Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

     $90 copayment

    A fixed dollar amount you pay for specific services.

         		Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.

     $35 copayment

    A fixed dollar amount you pay for specific services.

  2. Vermont Select Bronze CDHP Plan

    This is a Bronze tier plan.
    Basic Use

    Good for infrequent medical needs

    Monthly premium

    Your monthly payment for your health plan coverage.

         		Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.

     (Aggregate)     		Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    Employee-only $838.03 $8,200 $8,200
    Two-person $1,676.06 $16,400 $16,400
    Employee + Child(ren) $1,617.40 $16,400 $16,400
    Family $2,354.86 $16,400 $16,400
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

     $0     		Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

     $0     		Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.

     $0

  3. Vermont Preferred Bronze Plan

    This is a Bronze tier plan.
    Basic Use

    Includes Chronic Care Specialist Visits

    Monthly premium

    Your monthly payment for your health plan coverage.

         		Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.

     (Aggregate)     		Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    Employee-only $843.35 $9,950 $9,950
    Two-person $1,686.70 $19,900 $19,900
    Employee + Child(ren) $1,627.67 $19,900 $19,900
    Family $2,369.81 $19,900 $19,900
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

     $0     		Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

     $0     		Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.

     $0

  4. Bronze Integrated Plan

    This is a Bronze tier plan.
    Basic Use

    Good for infrequent medical needs

    Monthly premium

    Your monthly payment for your health plan coverage.

         		Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.

     (Stacked)     		Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    Employee-only $874.65 $10,150 $10,150
    Two-person $1,749.30 $20,300 $20,300
    Employee + Child(ren) $1,688.07 $20,300 $20,300
    Family $2,457.77 $20,300 $20,300
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

     $25 copayment

    A fixed dollar amount you pay for specific services.

         		Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

     $100 copayment

    A fixed dollar amount you pay for specific services.

         		Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.

     $40 copayment

    A fixed dollar amount you pay for specific services.

  5. Bronze CDHP Plan

    This is a Bronze tier plan.
    Basic Use

    Good for infrequent medical needs

    Monthly premium

    Your monthly payment for your health plan coverage.

         		Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.

     (Aggregate)     		Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    Employee-only $876.14 $6,000 $7,600
    Two-person $1,752.28 $12,000 $15,200
    Employee + Child(ren) $1,690.95 $12,000 $15,200
    Family $2,461.95 $12,000 $15,200
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

     $12 copayment

    A fixed dollar amount you pay for specific services.

         		Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

     50% coinsurance

    The share of a medical cost you are responsible to pay after your deductible has been met.

         		Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.

     50% coinsurance

    The share of a medical cost you are responsible to pay after your deductible has been met.

  6. Vermont Preferred Silver Reflective Plan

    This is a Silver tier plan.
    Regular Use

    Includes Chronic Care Specialist Visits

    Monthly premium

    Your monthly payment for your health plan coverage.

         		Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.

     (Aggregate)     		Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    Employee-only $959.56 $3,750 $9,250
    Two-person $1,919.12 $7,500 $18,500
    Employee + Child(ren) $1,851.95 $7,500 $18,500
    Family $2,696.36 $7,500 $18,500
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

     $5 copayment

    A fixed dollar amount you pay for specific services.

         		Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

     $50 copayment

    A fixed dollar amount you pay for specific services.

         		Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.

     $30 copayment

    A fixed dollar amount you pay for specific services.

  7. Vermont Select Silver CDHP Reflective Plan

    This is a Silver tier plan.
    Regular Use

    Good for occasional medical needs

    Monthly premium

    Your monthly payment for your health plan coverage.

         		Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.

     (Aggregate)     		Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    Employee-only $963.65 $6,000 $6,000
    Two-person $1,927.30 $12,000 $12,000
    Employee + Child(ren) $1,859.84 $12,000 $12,000
    Family $2,707.86 $12,000 $12,000
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

     $0     		Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

     $0     		Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.

     $0

  8. Silver Reflective Plan

    This is a Silver tier plan.
    Regular Use

    Good for occasional medical needs
     

    Monthly premium

    Your monthly payment for your health plan coverage.

         		Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.

     (Stacked)     		Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    Employee-only $980.80 $3,500 $10,150
    Two-person $1,961.60 $7,000 $20,300
    Employee + Child(ren) $1,892.94 $7,000 $20,300
    Family $2,756.05 $7,000 $20,300
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

     $15 copayment

    A fixed dollar amount you pay for specific services.

         		Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

     $90 copayment

    A fixed dollar amount you pay for specific services.

         		Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.

     $40 copayment

    A fixed dollar amount you pay for specific services.

  9. Silver CDHP Reflective Plan

    This is a Silver tier plan.
    Regular Use

    Good for occasional medical needs

    Monthly premium

    Your monthly payment for your health plan coverage.

         		Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.

     (Aggregate)     		Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    Employee-only $1,021.58 $2,300 $7,250
    Two-person $2,043.16 $4,600 $14,500
    Employee + Child(ren) $1,971.65 $4,600 $14,500
    Family $2,870.64 $4,600 $14,500
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

     $10 copayment

    A fixed dollar amount you pay for specific services.

         		Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

     35% coinsurance

    The share of a medical cost you are responsible to pay after your deductible has been met.

         		Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.

     10% coinsurance

    The share of a medical cost you are responsible to pay after your deductible has been met.

  10. Vermont Preferred Gold Plan

    This is a Gold tier plan.
    Frequent Use

    Includes Chronic Care Specialist Visits

    Monthly premium

    Your monthly payment for your health plan coverage.

         		Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.

     (Aggregate)     		Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    Employee-only $1,188.53 $1,350 $5,150
    Two-person $2,377.06 $2,700 $10,300
    Employee + Child(ren) $2,293.86 $2,700 $10,300
    Family $3,339.77 $2,700 $10,300
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

     $5 copayment

    A fixed dollar amount you pay for specific services.

         		Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

     $40 copayment

    A fixed dollar amount you pay for specific services.

         		Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.

     $20 copayment

    A fixed dollar amount you pay for specific services.

  11. Vermont Select Gold CDHP Plan

    This is a Gold tier plan.
    Frequent Use

    Good for high medical needs

    Monthly premium

    Your monthly payment for your health plan coverage.

         		Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.

     (Aggregate)     		Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    Employee-only $1,189.80 $3,200 3,200
    Two-person $2,379.60 $6,400 $6,400
    Employee + Child(ren) $2,296.31 $6,400 $6,400
    Family $3,343.34 $6,400 $6,400
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

     $0     		Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

     $0     		Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.

     $0

  12. Gold Plan

    This is a Gold tier plan.
    Frequent Use

    Good for high medical needs

    Monthly premium

    Your monthly payment for your health plan coverage.

         		Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.

     (Stacked)     		Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    Employee-only $1,198.19 $1,500 $5,700
    Two-person $2,396.38 $3,000 $11,400
    Employee + Child(ren) $2,312.51 $3,000 $11,400
    Family $3,366.91 $3,000 $11,400
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

     $15 copayment

    A fixed dollar amount you pay for specific services.

         		Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

     $55 copayment

    A fixed dollar amount you pay for specific services.

         		Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.

     $20 copayment

    A fixed dollar amount you pay for specific services.

  13. Platinum Plan

    This is a Platinum tier plan.
    Frequent Use

    Good for high medical needs

    Monthly premium

    Your monthly payment for your health plan coverage.

         		Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of your costs.

     (Stacked)     		Out-of-pocket maximum

    The maximum amount you will pay for covered services (medical or prescriptions) during a plan year. Once you meet this limit, your plans pays 100% of covered health care costs for the rest of the plan year.
    Employee-only $1,409.43 $500 $1,600
    Two-person $2,818.86 $1,000 $3,200
    Employee + Child(ren) $2,720.20 $1,000 $3,200
    Family $3,960.50 $1,000 $3,200
    Applies to All Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

     $10 copayment

    A fixed dollar amount you pay for specific services.

         		Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

     $30 copayment

    A fixed dollar amount you pay for specific services.

         		Primary doctor visit

    Primary Care: A visit to a healthcare provider who provides primary, routine care services.

     

    Mental Health: A visit to a healthcare provider for routine, office-based mental health and/or substance use disorder treatment.

     $15 copayment

    A fixed dollar amount you pay for specific services.