Health Insurance for Individuals and Families

2023 Open Enrollment begins November 1, 2022

If you’re looking for health insurance for yourself or your family, you've come to the right place. We offer three levels of our Qualified Health Plans (QHP), with a variety of different plans designed to fit your needs and budget. With our plans you get coverage from a trusted, local, not-for-profit health insurance provider that’s focused on your health and well-being with:

  • Award-winning, Vermont based customer service
  • Access to the largest network of doctors and hospitals in Vermont, throughout the U.S. and international
  • Preventive health services, received in-network, at no cost to you
  • 24/7 telemedicine access through AmWell®
  • Health and wellness resources to educate, set goals, and track your progress
  • Cost comparison tools to make more informed decisions

View more information about our plans below, compare plans using our find-a-plan tool, or use our plan comparison chart.

Our Plan Options

We offer three levels of qualified health plans with different levels to meet your health care needs. Learn more about our plans below or us our Find and Compare Plans tool.

Vermont Preferred Plans

Our Vermont Preferred Plan include 4-8-12 (based on your coverage level) primary care or mental health visits at no cost to you. In addition, you receive special benefits for specialist and nutritional visits for select chronic care conditions. These plans also include a no-deductible wellness drug benefit.

Product Health Savings Account (HSA) Deductible Level PDF Download
Vermont Preferred Gold No Low 2023 Vermont Preferred Gold Plan
Vermont Preferred Silver Reflective No Low 2023 Vermont Preferred Silver Reflective Plan
Vermont Preferred Silver No Medium 2023 Vermont Preferred Silver Plan
Vermont Preferred Bronze No High 2023 Vermont Preferred Bronze Plan

Vermont Select Plans

Our Vermont Select Plans are great value health plans that you can pair with an integrated Health Savings Account (HSA). They offer complete coverage after your deductible is met for the calendar year, as well as waive the deductible for wellness prescription drugs.

Product Health Savings Account (HSA) Deductible Level PDF Download
Vermont Select Gold CDHP Yes Low 2023 Vermont Select Gold CDHP Plan
Vermont Select Silver CDHP Reflective Yes Medium 2023 Vermont Select Silver CDHP Reflective Plan
Vermont Select Silver CDHP Yes Medium 2023 Vermont Select Silver CDHP Plan
Vermont Select Bronze CDHP Yes High 2023 Vermont Select Bronze CDHP Plan

Standard Plans

Our standard qualified health care plans offer the quality service Vermonters have come to know and love. Our Standard Plans plans provide a range of options to help you get the coverage needed.

Product Health Savings Account (HSA) Deductible Level PDF Download
Standard Platinum No Low 2023 Standard Platinum Plan
Standard Gold No Low 2023 Standard Gold Plan
Standard Silver Reflective No Medium 2023 Standard Silver Reflective Plan
Standard Silver No Medium 2023 Standard Silver Plan
Standard Bronze No High 2023 Standard Bronze Plan
Standard Bronze Integrated No High 2023 Standard Bronze Integrated Plan
Standard Silver CDHP Reflective Yes Low 2023 Standard Silver CDHP Reflective Plan
Standard Silver CDHP Yes Low 2023 Standard Silver CDHP Plan
Standard Bronze CDHP Yes Medium 2023 Standard Bronze CDHP Plan
Catastrophic No High 2023 Catastrophic Plan
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Vermont Blue Rx Pharmacy

Vermont Blue Rx is our local solution to answer your pharmacy needs. We offer a local and national network of pharmacies to help you manage your care and reduce prescription drug costs.

Pharmacy Tools
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More Financial Help Is Available for Buying Health Insurance

Federal subsidies to help purchase health insurance have been extended for next year. Learn how to see if you are eligible for the premium assistance.

Read More

We are here to help

If you have questions about our plans and the enrollment process, connect with us today.

Samantha Jenkins, Senior Sales & Service Consultant

Contact us today

Hours

November 1–December 30, 2022
Monday-Friday
8:00 a.m. to 6:00 p.m.

 

Saturdays (excluding 11/26/22 and 12/24/22)
9:00 a.m. to 12:00 p.m.

 

2022 & 2023 Health Plan Contract Documents

To view the 2022 Cost-Share Reduction documents, visit our 2022 Cost-Share Reduction Summary of Benefits and Coverage page.

To view the 2023 Cost-Share Reduction documents, visit our 2023 Cost-Share Reduction Summary of Benefits and Coverage page.


For the 2021 benefits summary documents and coverage certificates for our Qualified Health Plans, visit our 2021 Coverage Year Documents for Qualified Health Plans page.

For the 2022 benefits summary documents and coverage certificates for our Qualified Health Plans, visit our 2022 Coverage Year Documents for Qualified Health Plans page.