Qualified Health Plans for Individuals and Families

The Inflation Reduction Act allow Vermont households to possibly qualify for expanded premium tax credits in 2025, through Vermont's health insurance marketplace, Vermont Health Connect. These premium tax credits may make your Blue Cross health plan more affordable.

family walking in the woods

If you’re looking for health insurance for yourself or your family, you've come to the right place. We offer three levels of our Qualified Health Plans (QHP), with a variety of different plans designed to fit your needs and budget. With our plans you get coverage from a trusted, local, non-profit organization that’s focused on your health and well-being with:

  • Award-winning, Vermont-based customer service
  • Access to the largest network of doctors and hospitals in Vermont, throughout the U.S., and globally
  • Preventive health services, received in-network, at no cost to you
  • 24/7 telemedicine access through AmWell®, as well as virtual mental health services
  • Health and wellness resources to educate, set goals, and track your progress
  • Cost comparison tools to make more informed decisions

View more information about our plans below, compare plans using our Shop & Compare plans tool, or use our plan comparison chart.

Our Plan Options

We offer three levels of health plans to meet your needs. Learn more about our plans below or use our Shop & Compare Plans tool.

Vermont Preferred Plans

Our Vermont Preferred plans include our combined 4-8-12 zero dollar office visits for primary care, mental health, or substance use disorder treatment, and four, zero dollar office visits per member for chronic care specialist visits for members with certain conditions.

Product Health Savings Account (HSA) Deductible Level Download Plan Document
Vermont Preferred Gold No Low 2024 Vermont Preferred Gold Plan
Vermont Preferred Silver Reflective No Low 2024 Preferred Silver Reflective Plan
Vermont Preferred Silver No Medium 2024 Vermont Preferred Silver Plan
Vermont Preferred Bronze No High 2024 Vermont Preferred Bronze Plan

Vermont Select Plans

Our Vermont Select Plans can be paired with an integrated Health Savings Account (HSA). They offer complete coverage after the deductible and out-of-pocket limit is met for the plan year.

Product Health Savings Account (HSA) Deductible Level Download Plan Document
Vermont Select Gold CDHP Yes Low 2024 Vermont Select Gold CDHP Plan
Vermont Select Silver CDHP Reflective Yes Medium 2024 Select Silver CDHP Reflective Plan
Vermont Select Silver CDHP Yes Medium 2024 Vermont Select Silver CDHP Plan
Vermont Select Bronze CDHP Yes High 2024 Vermont Select Bronze CDHP Plan

Standard Plans

Our Standard Plans provide a range of options to help you get the coverage you need and the service you expect from a Vermont-based organization. For certain Standard Plans, each member has three, zero dollar office visits for the combination of primary care, mental health, or substance use disorder treatment.

Product Health Savings Account (HSA) Deductible Level Download Plan Document
Standard Platinum No Low 2024 Standard Platinum Plan
Standard Gold No Low 2024 Standard Gold Plan
Standard Silver Reflective No Medium 2024 Standard Silver Reflective Plan
Standard Silver No Medium 2024 Standard Silver Plan
Standard Bronze No High 2024 Standard Bronze Plan
Standard Bronze Integrated No High 2024 Standard Bronze Integrated Plan
Standard Silver CDHP Reflective Yes Low 2024 Standard Silver CDHP Reflective Plan
Standard Silver CDHP Yes Low 2024 Standard Silver CDHP Plan
Standard Bronze CDHP Yes Medium 2024 Standard Bronze CDHP Plan
Catastrophic No High 2024 Catastrophic Plan

Need help choosing a plan?

Blue Cross VT Consumer & Business Support Services Team

We're here for you

We'll help you find the right plan for yourself or your whole family.

Connect with Us

Connect with Us

Want to chat with our local team about our available plans for you and your family? We can connect you with an agent who can answer your questions or explore our plans with you. Note: all form fields are required.







Communication Preference:

By submitting my information on this form, I give permission for Blue Cross and Blue Shield of Vermont to contact me by phone or email to answer questions and discuss health insurance products available for my needs. Information may be provided by phone, mail or email by Blue Cross and Blue Shield of Vermont licensed, authorized agents.

Hours

Monday–Friday
8:00 a.m. to 4:30 p.m.

 

Woman working at pharmacy

Pharmacy Resources

Vermont Blue Rx℠ is our local solution to answer your pharmacy needs. We offer a local and national network of pharmacies to help you manage your care and reduce prescription drug costs.

Pharmacy Tools
Featured Blog Post
Man and woman walking on a mountian

Choosing Medicare Options That Are Right for You

When you enroll in Medicare, you’ll also be faced with deciding if you need to get additional coverage besides Original Medicare. Learn about the optional types of coverage and things to consider when deciding what’s right for you.

Read More

Health Plan Contract Documents

Find information for our 2024 Cost-Share Reduction and Native American plans


To view the 2023 benefits summary documents and coverage certificates for our Qualified Health Plans, visit our 2023 Coverage Year Documents for Qualified Health Plans page.