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Read MoreQualified Health Plans for Individuals and Families
If you’re looking for health insurance for yourself or your family, you've come to the right place. We offer three levels of our Qualified Health Plans (QHP), with a variety of different plans designed to fit your needs and budget. With our plans you get coverage from a trusted, local, non-profit organization that’s focused on your health and well-being with:
- Award-winning, Vermont-based customer service
- Access to the largest network of doctors and hospitals in Vermont, throughout the U.S., and globally
- Preventive health services, received in-network, at no cost to you
- 24/7 telemedicine access through AmWell®, as well as virtual mental health services
- Health and wellness resources to educate, set goals, and track your progress
- Cost comparison tools to make more informed decisions
View more information about our plans below, compare plans using our Shop & Compare plans tool, or use our plan comparison chart.
Join us for an informational webinar
Our team will be hosting webinars in November and December to help you better understand your 2026 health plan options and benefits.
Our Plan Options
We offer three levels of health plans to meet your needs. Learn more about our plans below or use our Shop & Compare Plans tool.
Vermont Preferred Plans
Our Vermont Preferred plans include our combined 4-8-12 zero dollar office visits for primary care, mental health, or substance use disorder treatment, and four, zero dollar office visits per member for chronic care specialist visits for members with certain conditions.
| Product | Health Savings Account (HSA) | Deductible Level | Download Plan Document |
|---|---|---|---|
| Vermont Preferred Gold | No | Low | 2026 Vermont Preferred Gold Plan |
| Vermont Preferred Silver Reflective | No | Medium | 2026 Preferred Silver Reflective Plan |
| Vermont Preferred Silver | No | Medium | 2026 Vermont Preferred Silver Plan |
| Vermont Preferred Bronze | Yes | High | 2026 Vermont Preferred Bronze Plan |
Vermont Select Plans
Our Vermont Select Plans can be paired with an integrated Health Savings Account (HSA). They offer complete coverage after the deductible and out-of-pocket limit is met for the plan year.
| Product | Health Savings Account (HSA) | Deductible Level | Download Plan Document |
|---|---|---|---|
| Vermont Select Gold CDHP | Yes | Low | 2026 Vermont Select Gold CDHP Plan |
| Vermont Select Silver CDHP Reflective | Yes | Medium | 2026 Select Silver CDHP Reflective Plan |
| Vermont Select Silver CDHP | Yes | Medium | 2026 Vermont Select Silver CDHP Plan |
| Vermont Select Bronze CDHP | Yes | High | 2026 Vermont Select Bronze CDHP Plan |
Standard Plans
Our Standard Plans provide a range of options to help you get the coverage you need and the service you expect from a Vermont-based organization. For certain Standard Plans, each member has three, zero dollar office visits for the combination of primary care, mental health, or substance use disorder treatment.
| Product | Health Savings Account (HSA) | Deductible Level | Download Plan Document |
|---|---|---|---|
| Standard Platinum | No | Low | 2026 Standard Platinum Plan |
| Standard Gold | No | Low | 2026 Standard Gold Plan |
| Standard Silver Reflective | No | Medium | 2026 Standard Silver Reflective Plan |
| Standard Silver | No | Medium | 2026 Standard Silver Plan |
| Standard Bronze | Yes | High | 2026 Standard Bronze Plan |
| Standard Bronze Integrated | Yes | High | 2026 Standard Bronze Integrated Plan |
| Standard Silver CDHP Reflective | Yes | Low | 2026 Silver CDHP Reflective Plan |
| Standard Silver CDHP | Yes | Low | 2026 Standard Silver CDHP Plan |
| Standard Bronze CDHP | Yes | High | 2026 Standard Bronze CDHP Plan |
| Catastrophic | No | High | 2026 Catastrophic Plan |
Need help choosing a plan?
We're here for you
We'll help you find the right plan for yourself or your whole family.
Connect with UsHours
Monday–Friday
8:00 a.m. to 4:30 p.m.
Pharmacy Resources
Vermont Blue Rx℠ is our local solution to answer your pharmacy needs. We offer a local and national network of pharmacies to help you manage your care and reduce prescription drug costs.
Health Plan Contract Documents
- Platinum, Gold, Silver and Bronze Plans Certificate of Coverage (280-318)
- Vermont Preferred Gold, Silver and Bronze Plans Certificate of Coverage (280-319)
- Vermont Select Gold, Silver, and Bronze CDHP Plans Certificate of Coverage (280-320)
- Vermont Silver and Bronze CDHP Plans Certificate of Coverage (280-326)
- Catastrophic Plan Certificate of Coverage (280-539)
Find information for our 2026 Cost-Share Reduction and Native American plans.
For the 2025 benefits summary documents and coverage certificates for our Qualified Health Plans, visit our 2025 Coverage Year Documents for Qualified Health Plans page.