Health Savings Accounts (HSA)

Through our partnership with HealthEquity, a Health Savings Account (HSA) gives you more control of your health care spending and saving. Based on the plan you select, you may have access to an HSA. 

A Health Savings Account (HSA) is a tax-advantaged savings account that you can use to pay for qualified medical, pharmacy, dental, and vision expenses. HSAs work in conjunction with an HSA-eligible health plan that meets IRS guidelines. With recent federal legislation changes, additional Individual and Family Qualified Health Plans (QHP) are eligible for HSA contributions starting January 1, 2026. Use our plan comparison tool to find which health plans are now paired with an HSA. You can also use our plans and premiums chart.

Advantages of an HSA

  • Tax-deductible contributions, tax-free earnings, and tax-free distribution for qualified expenses.
  • The money in your HSA rolls over each year and is yours to keep, even if you retire or change health plans.
  • Can be used for eligible health-related expenses for yourself and eligible family members.
  • Helps you even out your medical expense over time. Since you manage your funds, you can save HSA money when you’re healthy, so it’s ready when you need it.
  • Money that goes into your HSA brings down your taxable income.

HSA Accounts Features

Online Portal and Resources

Access information about your account 24/7, as well as HSA resources, through HealthEquity's portal.

Debit Card Access

A HealthEquity Visa® debit card makes it easy to pay for your eligible health care expenses.

Dedicated Support

Questions about HSAs? HealthEquity has a dedicated customer service team with a deep expertise in health saving accounts. You can call them at (866) 346-5800

Getting Started with a HealthEquity HSA

If you have an HSA-eligible health plan and want a HealthEquity HSA account, follow these easy steps to get started.

  1. Complete the Opt-In Form

    To sign up for a HealthEquity Health Savings Account, complete our HSA opt-in form. We will review your request, and once confirmed, we’ll notify HealthEquity of your enrollment. For questions about HealthEquity's Health Savings Accounts, call (866) 346-5800.

    HSA Opt-In Form

  2. Complete Account Set Up

    HealthEquity will confirm your account information and mail you welcome materials within 7-10 business days of account confirmation. Once your account is set up, you can transfer existing HSA balances from other administrators to HealthEquity.

    If you have questions, contact HealthEquity Member Services at (866) 346-5800. Ongoing support is available 24 hours a day, 7 days a week .

Additional Resources

Find an HSA-Eligible Plan HealthEquity's HSA Education Center HealthEquity HSA Login

Learn more and get started today

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HealthEquity is an independent organization not affiliated with the Blue Cross and Blue Shield Association and is solely responsible for services, site content, as well as the conditions, terms of use and privacy policies that govern its site and services. HealthEquity is an Internal Revenue Service (“IRS”) authorized, non-bank trustee (“NBT”) operating as the custodian of health savings accounts (“HSAs”).