Find a Plan

Filters

You can filter in three ways to find the best plan for you.

We offer three levels of qualified health plans with different levels to meet your health care needs. Select from our plans and plan levels to filter your search.

Plan Type
Standard Plans

Our standard plans offer the quality service Vermonters have come to know - from plans you can pair with a Health Savings Account to low-deductible plans.

Vermont Select Plans

Great value health plans you can pair with an integrated Health Savings Account.

Vermont Preferred Plans

Vermont Preferred Plans include no-cost visits with your primary care provider or mental health counselor. The number of visits depend on the number of individuals on your plan (i.e. 3 visits are included for individuals; 9 combined visits for family). The plans also include special benefits for select chronic care conditions.

Health Savings Account (HSA)

A Health Savings Account (HSA) is a savings account that allows you to save money tax-free which can be used to pay for qualified health care expenses set by the IRS.

Select an estimated level of health expenses you would expect you or your family to use in a year. Costs to consider are doctor visits, prescription drug costs, and non-recurring medical costs (i.e. labs, tests, or urgent care visits). This will help filter our plans that are best suited for your situation and needs.

Expected Health Expenses

Select the premium and/or deductible level you are seeking for your health plan. The premium is the amount you pay each month for your coverage and the deductible is the amount you pay each year before your plan provider pays a larger portion of costs.

Monthly Premium

Your premium is the amount you pay for your health insurance each month.

Deductible Amount

The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

Deductible Type

There are two kinds of deductibles: stacked and aggregate. Stacked deductible plans pay benefits for an individual once the individual deductible is met, even on a two-person or family plan. With aggregate deductibles, the full single or family deductible must be satisfied before benefits are paid.

The following 18 plans meet your filter criteria
  1. This is a Catastrophic tier plan.
    Basic Use

    Available only to those under 30 years old

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    $234.15
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $0
    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Aggregate)
    $8,700
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $0
    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    $8,700
    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $0
  2. This is a Bronze tier plan.
    Basic

    Good for infrequent medical needs

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    $573.09
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $15 co-pay

    A fixed dollar amount you pay for specific services.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Stacked)
    $6,450
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $90 co-pay

    A fixed dollar amount you pay for specific services.

    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    $8,700
    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $35 co-pay

    A fixed dollar amount you pay for specific services.

  3. This is a Bronze tier plan.
    Basic Use

    Good for infrequent medical needs

    Pairs with Health Savings Account
    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    $574.06
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $0
    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Aggregate)
    $7,050
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $0
    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    $7,050
    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $0
  4. This is a Bronze tier plan.
    Basic Use

    Includes Chronic Care Specialist Visits

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    $580.80
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $0
    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Aggregate)
    $8,700
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $0
    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    $8,700
    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $0
  5. This is a Bronze tier plan.
    Basic Use

    Good for infrequent medical needs

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    $581.47
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $0
    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Stacked)
    $8,700
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $0
    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    $8,700
    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $0
  6. This is a Bronze tier plan.
    Basic

    Good for infrequent medical needs

    Pairs with Health Savings Account
    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    $590.11
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $12 co-pay

    A fixed dollar amount you pay for specific services.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Aggregate)
    $5,700
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    50% co-insurance

    The share of a medical cost you are responsible to pay after your deductible has been met.

    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    $7,050
    Primary doctor visit

    A health care provider who provides primary, routine care services.

    50% co-insurance

    The share of a medical cost you are responsible to pay after your deductible has been met.

  7. This is a Silver tier plan.
    Regular Use

    Includes Chronic Care Specialist Visits

    Only available if purchased directly with Blue Cross

    No premium assistance available

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    $661.16
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $5 co-pay

    A fixed dollar amount you pay for specific services.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Aggregate)
    $3,000
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $50 co-pay

    A fixed dollar amount you pay for specific services.

    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    $8,150
    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $30 co-pay

    A fixed dollar amount you pay for specific services.

  8. This is a Silver tier plan.
    Regular use

    Good for occasional medical needs

    Only available if purchased directly with Blue Cross

    No premium assistance available

    Pairs with Health Savings Account
    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    $676.96
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $0
    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Aggregate)
    $4,600
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $0
    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    $4,600
    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $0
  9. This is a Silver tier plan.
    Regular

    Good for occasional medical needs

    Only available if purchased directly with Blue Cross

    No premium assistance available

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    $686.40
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $15 co-pay

    A fixed dollar amount you pay for specific services.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Stacked)
    $3,400
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $80 co-pay

    A fixed dollar amount you pay for specific services.

    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    $8,550
    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $35 co-pay

    A fixed dollar amount you pay for specific services.

  10. This is a Silver tier plan.
    Regular Use

    Good for occasional medical needs

    Only available if purchased directly with Blue Cross

    No premium assistance available

    Pairs with Health Savings Account
    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    $716.84
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $10 co-pay

    A fixed dollar amount you pay for specific services.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Aggregate)
    $1,850
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    30% co-insurance

    The share of a medical cost you are responsible to pay after your deductible has been met.

    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    $6,900
    Primary doctor visit

    A health care provider who provides primary, routine care services.

    10% co-insurance

    The share of a medical cost you are responsible to pay after your deductible has been met.

  11. This is a Silver tier plan.
    Regular Use

    Includes Chronic Care Specialist Visits

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    $757.46
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $5 co-pay

    A fixed dollar amount you pay for specific services.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Aggregate)
    $3,000
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $50 co-pay

    A fixed dollar amount you pay for specific services.

    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    $8,150
    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $30 co-pay

    A fixed dollar amount you pay for specific services.

  12. This is a Silver tier plan.
    Regular use

    Good for occasional medical needs

    Pairs with Health Savings Account
    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    $760.89
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $0
    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Aggregate)
    $4,575
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $0
    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    $4,575
    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $0
  13. This is a Silver tier plan.
    Regular

    Good for occasional medical needs

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    $772.90
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $15 co-pay

    A fixed dollar amount you pay for specific services.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Stacked)
    $3,400
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $80 co-pay

    A fixed dollar amount you pay for specific services.

    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    $8,550
    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $35 co-pay

    A fixed dollar amount you pay for specific services.

  14. This is a Gold tier plan.
    Frequent Use

    Includes Chronic Care Specialist Visits

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    $775.41
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $5 co-pay

    A fixed dollar amount you pay for specific services.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Aggregate)
    $1,550
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $40 co-pay

    A fixed dollar amount you pay for specific services.

    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    $5,150
    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $20 co-pay

    A fixed dollar amount you pay for specific services.

  15. This is a Silver tier plan.
    Regular Use

    Good for occasional medical needs

    Pairs with Health Savings Account
    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    $789.15
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $10 co-pay

    A fixed dollar amount you pay for specific services.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Aggregate)
    $1,850
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    30% co-insurance

    The share of a medical cost you are responsible to pay after your deductible has been met.

    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    $6,900
    Primary doctor visit

    A health care provider who provides primary, routine care services.

    10% co-insurance

    The share of a medical cost you are responsible to pay after your deductible has been met.

  16. This is a Gold tier plan.
    Frequent Use

    Good for high medical needs

    Pairs with Health Savings Account
    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    $819.61
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $0
    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Aggregate)
    $2,550
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $0
    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    $2,550
    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $0
  17. This is a Gold tier plan.
    Frequent

    Good for high medical needs

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    $840.45
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $12 co-pay

    A fixed dollar amount you pay for specific services.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Stacked)
    $1,200
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $50 co-pay

    A fixed dollar amount you pay for specific services.

    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    $5,400
    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $20 co-pay

    A fixed dollar amount you pay for specific services.

  18. This is a Platinum tier plan.
    Frequent

    Good for high medical needs

    Monthly premium

    Your premium is the amount you pay for your health insurance each month.

    $1,007.86
    Generic drugs

    A generic drug is a medication created to be the same as an existing approved brand-name drug.

    $10 co-pay

    A fixed dollar amount you pay for specific services.

    Deductible

    The dollar amount you pay for services and/or medications before your plan begins to pay a larger portion of costs.

    (Stacked)
    $400
    Specialist visit

    A visit to a healthcare provider that is considered a medical specialist, such as an orthopedic surgeon or cardiologist.

    $40 co-pay

    A fixed dollar amount you pay for specific services.

    Out-of-pocket maximum

    A limit on the amount you will pay for covered services (medical or prescriptions) in a calendar year. Once you meet this limit, we will pay for 100% of covered health care costs for the rest of the calendar year.

    $1,400
    Primary doctor visit

    A health care provider who provides primary, routine care services.

    $15 co-pay

    A fixed dollar amount you pay for specific services.